BI COVID-19 Claims

Insurance Claims Africa (ICA) is a specialist consulting firm who act exclusively on behalf of the claimant in preparing, motivating and quantifying insurance claims. We have been operating for nearly 30 years, and have established ourselves as the leading claims consultants in Southern Africa. Our team is uniquely geared to bringing about a speedy resolution to your claim based on our technical ability, claim experience and relationships in the market.

Formulating an insurance claim is complex and very time-consuming. The onus is on the claimant to formulate and justify any claim. We guide the client through the claims process, motivate the claim under the policy, quantify the loss appropriately, assist with the gathering of necessary information that supports the claim motivation and quantification, and engage with the Insurer representatives.

COVID-19 Impact

The economic fallout of this pandemic is devastating to all areas of the economy, leaving virtually no business untouched. And with Insurers providing little to no latitude on COVID-19-related Business Interruption claims, the claims process has become more onerous than ever and represents the highest of stakes.

Although each matter is unique (as all business interruption losses are) and should be viewed on its own merits, we believe that many commercial policies include an element of cover for such circumstances and there is generally merit in pursuing an insurance claim for losses suffered.

ICA Response Strategy

Through our experience, we have anticipated the various technical defences that are likely to be raised by Insurers on both the merits of the loss and the quantum, and have established appropriate responses.

We have a broad client base that includes businesses from a variety of industry sectors, and we have seen that there are numerous policy wordings that may respond to varying degrees. As a result, we are well-positioned to establish an appropriate strategy for a client in a particular industry sector with a particular policy wording.

We hold strong views on how policies and Insurers should be responding.

Contact Details

If you believe we can help you, please email bicovid19@insuranceclaimsafrica.com and include your policy as an attachment, or contact one of our team members.

See recent updates below:

Press Release: ICA view on Covid-19 BI claims| 09 June 2020 - View

Press Release: Thousands of tourism sector jobs under threat as Santam rejects Business Interruption settlement proposal | 11 June 2020 - View

Press Release from Insurance Claims Africa (ICA) | 7 July 2020 - View

Press Release: ICA welcomes FSCA BI insurance ruling | 09 July - View

Press Release: ICA hopes clarity from FSCA will encourage insurers to negotiate with tourism businesses | 15 July - View

Press Release: New StatsSA report shows urgent insurance settlement only solution to halt devastation of tourism & hospitality sector | 23 July - View

Press Release: ICA welcomes regulatory authorities announcement of interim relief payment to tourism & hospitality businesses | 25 July - View

Press Release: ICA Calls On Insurers To Include Larger Tourism Business In Relief Payments | 17 August 2020 - View



Press Release: Watershed insurance claim case in court tomorrow: ICA/Ma-Afrika Hotels vs Santam | 31 August 2020 - View



Press Release: UK's FCA test case ruling against insurers is positive development for SA tourism claimants | 15 September 2020 - View